UPDATE: The bank away from The usa Home loan Modification Class Step Suit is overlooked on . Top quality Methods have a tendency to help all of our people know if yet another circumstances is filed.

109 thoughts on Lender of The united states Classification Action: Home loan Modifications Wrongly Refuted

Delight know me as regarding it. I lost my personal house from inside the foreclosures inside the 2011 otherwise 2012 assortment. We had the mortgage amendment procedure consistently in addition they explained to quit and work out money during the one point in the event I happened to be only a couple days at the rear of after which We finished up dropping my domestic. I never ever had people notification from the people category step against Lender away from The united states however, I am aware it absolutely was wrongful and is actually foreclosure and i shed over $250,000.

Additionally the escrow equilibrium left increasing having assets inspection charges and you will later fees and you will pushed financial place insurance coverage!

Where create I find away more information on any effective law caters to having Bank out-of The united states to have property foreclosure malpractices? My personal household is actually listed in foreclosures and brief sale in the 2015 and you can pressed me to enter to Bankruptcy to keep them off using family. Brand new paradox from it would be the fact I became involved in this new earlier in the day by BOA and you can worked tirelessly on the brand new HAMP system.

We were foreclosed to the twice this year of the BoA. One another were rescinded. However, BoA extra erroneous Foreclosure charge and you may assets review charge so you’re able to all of our escrow account. So we had a shot months package, made brand new costs and even more however, BoA used our commission so you can the fresh escrow membership and you may said we were more than 1 year prior due and did not qualify for that loan modification. I sent in RMA software and docs more than cuatro dozens minutes regarding 2010 so you can 2017! Our app are shed otherwise try forgotten a webpage, or even the notary didn’t write something to the right range, or our very own credit history try as well lowest just derogatory situation on the borrowing was basically both rescinded foreclosure! We’d more than twenty-six membership professionals when you look at the 7 age! It terminated our home customers insurance policies 3 times! It cancelled our Homestead! They lied on the documents published to brand new condition taxation assessor’s work environment! Inside 2017 they transported maintenance of our own financing. The servicer plays an equivalent video game one BoA played. They foreclosed . All of our attorney had a good TRO and you may registered in the federal judge. Situation is actually disregarded within the . Foreclosures wasn’t rescinded, zero test by attorney! Help! We have been still living in home, however, anxiety eviction may seem in the future!

BOA are a bona-fide piece of content to put it mildly. Bottom line..it foreclosed with the us, just like the other people said. It kept stating, they failed to recieve our files, that we leftover overnighting because of the FedX (seven times) Each time are something else entirely. A page is lost, It didn’t comprehend among the many copies, it wasn’t signed, etcetera. Then final assertion is actually our files was not submitted within the time! Sleeping bunch of theives!

They are the most significant Lying SCUMBAGS !! Performed exactly the same thing to you repeatedly tried assaulting them for the legal for years but in the bottom we unfortunately forgotten Our home! I wish the finest from luck! They are the Demon!

Bank of The usa called me personally and you can recommended carrying out an amendment. I’d considered taking out fully a great 401k financing and having trapped but once it recommended doing an amendment you to definitely seemed far better me personally. They told you they’d send an amendment package about mail and that i wanted to send duplicates of all most recent monthly obligations, and you will evidence of money. Respond to all inquiries on function, and you can facsimile what you back again to the new modification institution. Virtually any day I would score interaction phone calls claiming it https://paydayloanalabama.com/pleasant-grove/ did not discovered income pointers, otherwise newest bills or something like that has been shed for the form. The mortgage percentage first started 8 weeks at the rear of and i sent in our payment. About a week after We realized that one percentage number was into all of our bank account.