Skopje, six th (MIA) – Need for the fresh “Purchase a house Get a flat” Investment significantly enhanced pursuing the Reasonable for it Enterprise, which was kept in the period 24 th Oct – twenty eight th October. They identify that procedure of entry software program is effortless, and it also includes three procedures.

Lender accumulates this type of files on applicant and you will verifies whether or not he/she actually is entitled to having the loan, and you will later on they ahead the particular data toward Ministry of Finance, Bilbilovska said

– We can give an explanation for process of distribution software to your “Get property Get a condo” Opportunity, inside the around three tips and if you’re informed, you will realize it is actually an easy process. First step are looking for a flat otherwise domestic otherwise much to have domestic. Another action is actually dealing with among the many 8 banking companies playing from the Project and fill in the desired records, because step three belongs to the Ministry away from Finance, that being the getting together with away from choice having granting new subsidy, right after which brand new candidate cues financing contract with the respective lender, Ivana Bilbilovska, Representative of your Ministry out of Finance, said.

Just after receiving the fresh documents regarding Bank, new Ministry’s Percentage examines them and you may has reached decisionmission tells the lending company that it accepted the subsidy, following the financial institution ends Mortgage Agreement to your credit candidate

Are you aware that initial step, Bilbilovska demonstrates to you that the criteria is for the newest apartment or even the family as yet another building and for the speed maybe not to exceed EUR 900 per square meter. Person submitting app on the “Purchase a property Purchase a flat” Venture is to ending First Contract into specialist or if perhaps he/she makes a home, he/she should provide construction and technology documents.

– The second step is actually for the fresh new citizen to address one of brand new eight financial institutions, included in the “Buy a home Get a flat” Project, we.elizabeth. Stopanska banka – Skopje, Stopanska banka – Bitola, Ohridska banka, Alfa, TTK, NLB Tutunska, Sparkase and Prokredit banka. Aided by the Initial Contract to have an apartment or a home, brand new individuals is to submit to the lending company his/her ID, full-date employment certificate, certificate for the last six paid off wages and you will declaration, confirmed by the notary personal, one for the basic five years of your fees period, they neither sell the new apartment or the family, nor rent otherwise put them lower than second home loan.

Step three is actually reaching choice of the Ministry out of Funds. The fresh Percentage inside Ministry out-of Money suits at least once during the forty five days, and you will, if required, more often than once.

– If you don’t have your own home or the household for which you live has been too little available and you are interested more substantial you to definitely assuming you plan to grab a property financing, than just “Purchase a house Pick a condo” Endeavor, is truly a good chance for this reason. Fund offered by the Ministry of Funds come in a type from good subsidies that will reach up to EUR fourteen,000, additionally the payday loan Maplesville interest is really lower and you can amounts to three.95% in the 1st 3 years and cuatro.44% in the last and you will fifth seasons to your design: fees when selecting a condo or subsidizing 75% of one’s cost when purchasing/creating a home, otherwise fixed in the installment period, accounting having cuatro.5% plus six-month EURIBOR, to the design: equivalent (50%/50%) participation when buying a condo otherwise subsidizing 75% of participation when buying/developing a home, Representative of your own Ministry out-of Finance Ivana Bilbilovska, said.