Because inflation subsided and rates dropped, the better rate ceilings facilitated extended availability of credit to riskier users
Sources: (Very first column) Smith (1967); (2nd line) Western Financial Attributes Connection, Questionnaire from Associate Organizations, authors’ calculations; (3rd line) Government Reserve Panel, Survey away from Boat finance companies, authors’ calculations. Desk step one items to new continuing dependence on doing work expenses within the the fresh financing process on individual boat loan companies. In […]
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